Testimonials

Read some of the feedback received from clients.

Billy and his team have always provided my family and I with a first-class service.  Having moved into being self-employed, they have provided sound advice on many aspects of financial management.  Things are always explained thoroughly, and many different scenarios discussed in detail relating t...

Adam Baird

The service, support and advice I received were truly invaluable. From start to finish everything was handled with honesty and reliability. I felt completely at ease throughout the whole process and now have full faith in the mortgage and life assurance arrangements made. Highly recommend.

Rachel Allan
Your home may be repossessed if you do not keep up repayments on your mortgage.

If it wasn't for Lorna, we wouldn't have been able to purchase our forever home for our family. Her patience, knowledge and experience is invaluable and we will forever be grateful! Would confidently recommend to anyone.

Georgia Stanger

John was fantastic right through the long and stressful process. Always prompt with replies, always positive and helpful. We couldn’t have asked for a better service. Our house presented a lot of challenges, so it wasn’t easy, but John was a great help.

We recommended the company to our da...

Helen and James Townsend
Lorna has been a friendly, helpful and patient adviser who shared kind, solid and thoughtful advice to a nervous first time mortgage applicant. We really appreciated her help and would highly recommend working with her.
Private Client
He listened to what we really wanted, took our complicated finances and simplified them into an excellent package for the short, medium and long term. I would recommend him to anyone without hesitation.
R. Muat
Lorna was extremely helpful and efficient whilst sorting my mortgage provider. Lorna made the whole problem quick and stress free. Not only was the mortgage offer complete within 30 days, she found me a better deal than I first anticipated. Very happy customer!
Yvonne Harcus
We had a complex mortgage requirement however working with Lorna we achieved an excellent outcome with minimum stress. Lorna's communication with the other professionals involved made the whole process very simple to us.
E. Smith
My financial disarray, due to the recent market and bank volatility, was consolidated into a defined plan for growth and future retirement income based on a ‘basket’ of investments. Advice was offered in a clear, concise and understandable manner without any unique sales pressure. I have no hes...
R.S. Scott

First class service, very quick and professional. I always felt at ease with every decision.

Private Client

I have complete trust in the advice provided to me by my financial adviser – Calum Johnston. Calum goes out of his way to meet with me for face-to-face discussions – sometimes at short notice – to ensure that my financial requirements are always met and to ensure that the best use of my funds.

Private Client

We have been with the Practice for many years and had received great advice and support from Gregor himself. Since Gregor’s retirement we now have the pleasure of working with Calum Johnson who has seamlessly and expertly taken over the role of our adviser. We trust Calum with manging our finance...

Graeme Steel
We have been delighted with the excellent service given by Billy Elliott and his team.  We feel that the advice given has been in our best interests and staff are always available to answer any questions.  We would be happy to recommend them to anyone.
Private Client

Lorna always provides exceptional advice and always endeavours to tailor any advice or recommendations to suit my needs/circumstances first and foremost. No question is ever too stupid and is always met with a friendly and cheery response. I would never hesitate to recommend her services to anyon...

Lauren Montgomery

John has been a great help to us with mortgage and insurance policies. Always quick to respond to queries and gave us helpful advice.

Soibhan Robertson
John was amazing- his fast replies and genuine friendliness made our whole mortgage application smooth and stress-free. He clearly explained every step, making it easy to understand. We truly couldn't have done our mortgage application without him- definitely recommend. 
Kerris Ritchie
I have trusted St. James's Place to look after my finances for over 15 years & have always been extremely happy with the care and attention given - I highly recommend Charlotte for the level of service she provides, and the depth of understanding she has of my unique requirements.
Private Client

Calum and his team have always provided professional and friendly financial advice and service. Our options have always been explained clearly. We have recommended Calum many times to our friends and family and they have all been equally impressed and confident with his advice.

Private Client | Retired, Aberdeen
I have complete trust in the advice provided to me by my financial adviser – Calum Johnston. Calum goes out of his way to meet with me for face-to-face discussions – sometimes at short notice – to ensure that my financial requirements are always met and to ensure the best use of my funds.
Private Client

John Lowrie was recommended by our solicitor (Peter) and we’re very glad we went with him. He handled everything quickly and efficiently, keeping us updated throughout. Being local in Orkney was a real bonus, as he chased up the valuation promptly and ensured the process moved smoothly. He always...

Private Client